PinnedMember-onlyMy Top Articles (Updated Every Now And Then)Understanding Random Forest — my first viral article and the one that got me serious about blogging. Still a top hit on Google if you search “Random Forest”. Understanding Neural Networks — the single article I spent the most time writing. Join Medium with my referral link - Tony Yiu As a Medium member, a portion of your membership fee goes to writers you read, and you get full access to every story…tonester524.medium.comData Science1 min readData Science1 min read
Published inAlpha Beta Blog·Nov 26Member-onlyHow Much Money Do You Need To Make To Feel Rich?Millennials want a lot more than everyone else — There’s been a somewhat ridiculous article going around saying that millennials think they need to make over $500K annually to feel happy. Granted, the question itself is pretty subjective: everyone has a different definition of what it means to feel happy — the more materialistic your definition of happiness, the…Money4 min readMoney4 min read
Published inAlpha Beta Blog·Nov 24Member-onlyHow To Measure Quality?It’s harder than you think — As advanced as machine learning algorithms have gotten, one thing that’s still hard to do is objectively measuring the quality of something like an article or picture. …Data Science4 min readData Science4 min read
Published inAlpha Beta Blog·Nov 20Member-onlyWhat To Watch For In Financial Markets In 2024Bonds, cash, and no more inflation? — (Not intended to be investment advice, opinions are my own.) A new year is almost upon us. So now is as good a time as any to take a look at our portfolios and the investment landscape to make sure that we’re positioned optimally for the long run. Bonds and cash not trash A few…Investing4 min readInvesting4 min read
Published inAlpha Beta Blog·Nov 19Member-onlyDo Americans Work Too Hard?Yes and it’s not healthy — I just got back from a trip to Europe (Switzerland and Italy). In both countries, I noticed that the pace of life, especially professionally, was noticeably slower in a good way, It made me wonder why we Americans work so hard. …Business5 min readBusiness5 min read
Published inAlpha Beta Blog·Oct 25Medium’s Latest Algorithm Change Has Some Real IssuesNot sure I like the direction that things are going Medium’s distribution has some real issues. There was a lot of hubbub around the algorithm changes from a few months ago. But as with all the other big algorithm changes that it’s done over the past few years, the results seem both lackluster and still as confusing as ever. The…Medium4 min readMedium4 min read
Published inAlpha Beta Blog·Oct 18Member-onlyWhat Makes Real Estate Such An Attractive AssetAnd why that is bad for society and wealth inequality — I want to talk more about why real estate is so ungodly expensive these days as it’s a major problem that contributes to growing wealth inequality. …Real Estate3 min readReal Estate3 min read
Published inAlpha Beta Blog·Oct 8Member-onlyAffordable Housing Is An Impossible DreamBecause the system is structured to benefit from higher home prices — Housing shortages and the associated price and rent appreciation will become a bigger and bigger problem in the years to come. But there’s very little incentive from policy makers to rectify this because of misaligned incentives. That’s because more supply and affordability by definition mean lower home prices and rents…Money2 min readMoney2 min read
Published inAlpha Beta Blog·Sep 24Member-onlyThe World In 2s — Wage Growth And InflationThe Fed is willing to sacrifice the job market for lower inflation — Today’s episode of the The World In 2s is about wage growth or the lack thereof in inflation adjusted terms. Pic 1: Where’s the real wage growth?Economy3 min readEconomy3 min read
Published inAlpha Beta Blog·Sep 17Member-onlyOne Reason To Be Optimistic About The Stock MarketM&A is pretty slow so far this year — Markets are hard to figure out these days. Certain areas (e.g. AI) definitely seem frothy. Yet amidst a surprisingly robust economy, there’s also anecdotal evidence that we’re not in a bubble just yet. The one I would point to today is the fact that M&A (mergers and acquisitions) volume thus…Investing2 min readInvesting2 min read